KANAWHA GROUP DENTAL PLUS

FREQUENTLY ASKED QUESTIONS

WHEN DOES MY COVERAGE BEGIN?

Coverage begins on the effective date, which will be AFTER your first payroll deduction.

DOES THIS POLICY PAY IN ADDITION TO ANY OTHER DENTAL PLAN?

ONLY if you are covered under a spouse’s policy, Kanawha will coordinate benefits with the other insurance company. In other words, if the other plan covers 80% for a filling, then Kanawha will pick up the other 20% subject to policy revisions.

WHAT HAPPENS IF I LEAVE EMPLOYMENT FROM NC DHHS FOR ANY REASON?

Coverage will terminate. It is only for active NC DHHS employees.

WHAT IS THE CUT-OFF AGE TO COVER CHILDREN?

The age is 25, so long as they are students, single, and solely dependent upon parents for support.

HOW LONG CAN I MAINTAIN THE COVERAGE?

For as long as you are an active full time employee, until age 100.

DOES THE COST GO UP WHEN I CHANGE AGE?

No, the premium only goes up IF there is a premium increase for the entire group. The premium is guaranteed not to increase for two years (October 2006)

DO I HAVE TO BE PAYROLL DEDUCTED?

Yes.